22 Free Budget Printables to Track Your Family’s Expenses

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If you’re looking to achieve financial security, increase your family’s wealth, and experience peace of mind, then you might want to commit to a budgeting habit.

There are different budgeting plans out there designed for families, many of which have been developed to ensure that households have enough funds available for their everyday needs.

When families commit to the budgeting habit, they reap the following benefits:

  • Freedom from debt
  • Comfortable way of life, with more funds available for things that the family considers important
  • Keeps unnecessary spending (and the waste that accompanies it) to a minimum
  • Teaches family members to use money wisely and encourages mindful decision-making

Ideally, a budget should be written down. This can be done on actual paper, a spreadsheet, or a budgeting app.

In this article, you’ll find a collection of free budget printables that you can use to track your family’s expenses.

Read on and check out the awesome designs we’ve rounded up for this collection.

What You Will Learn

1. Monthly Budget Planner Tracker

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If you’re new to budget tracking, you might want to use this fairly straightforward tracker we’ve created. All the information you need about your monthly expenditures is available at a glance.

This tracker has spaces allocated for recording expenses as they occur throughout the month, with a description of each expense, the amount, and the date. You can indicate the type of expense in the “category” column. At the bottom of the page is a section for writing down the total expenses incurred for the month.

2. Monthly Budget Planner

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Do you often wonder why you’re overshooting your monthly budget? Our budget planner is designed to help track your total monthly income and your total monthly expenses. Another section of this planner is allocated for writing notes and your total savings for the month.

3. Budget Worksheet

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via A Mom’s Take

This budget worksheet includes a list of typical items that need budgeting in a household. These are grouped into main categories, such as

  • Housing
  • Monthly living expenses
  • Long-term expenses + investments

There is also a column to allow for checking of the actual amount of deficit or savings that a family has at the end of the month. This feature is quite helpful for preventing uncontrolled spending.

4. Budget at a Glance

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via Clean & Scentsible

This budget sheet printable provides an overview of your family budget.

Space is provided on the upper portion of the page to indicate the source(s) of income, date they are paid, and amount paid.

A column designated for comments is also provided.  It is useful for writing down important reminders related to the family budget.

Below the “source of income” section, a list of expenses is provided, with categories such as food, housing, and utilities.

5. Monthly Family Budget

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via Scattered Squirrel

This template has sections for keeping track of your family’s spending habits within a four-month period.

With this template, you can:

  • Identify income sources
  • Keep track of expenditures
  • View the status of your savings

This template is an ideal tool for seeing how a long-term financial goal is progressing.

6. Debt Snowball Worksheet

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via A Cultivated Nest

If you’re looking for a system that can help keep track of your household’s debt so that you can pay it off more quickly, you might be interested in the debt snowball method. (Check out this post for a review of the debt snowball and debt avalanche systems.)

This printable tracker can help you monitor the progress of your debt repayment.

7. Tabular Monthly Budget Template

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via Coupons (and Recipes) for Your Family

In this budget template example, each item on the household’s monthly expense list is categorized according to whether it’s a regular expense, flexible expense, or debt.

Households that utilize a budget system to manage their finances report positive results. For example, budgeting has helped families understand what things they are able and unable to afford every month. This paves the way for many families to save up and buy things that they truly want.

8. Monthly Budget Sheet

This well-designed budget sheet will keep your budgeting on track. It provides ready access to information, whether you’re within budget or already in a deficit for the month.

If you’d like, you can use the pre-filled sheet, which features a categorized list of expenses that most families have.

Some of the categories include:

  • Housing
  • Food
  • Debts
  • Medical
  • Charity

There are also areas for creating a savings plan, specifying your family’s monthly income, and indicating a starting balance for savings and debt.

Not keen on the pre-filled template? The sheet also comes in a blank format, making it easier to customize according to your family’s monthly spending.

9. Minimalist Monthly Budget Template

This template has a simple, clean design, making it ideal for those who are looking for a minimalist aesthetic.

It allows you to keep track of income, savings, fixed expenses, and variable expenses. Furthermore, it provides a summary of your funds for the whole month for quick reference.

10. The Budget Tracker

This next example is also a pretty straightforward budget worksheet that will help you keep track of all your monthly household expenses in one place. This template is also very versatile and can be used for tracking different types of budgets.

11. Template for the Monthly Budget

This template has areas for writing down the amount allocated for a specific expense, the actual amount spent, and the difference between the two, which gives you a quick overview so you know if you’ve overshot or are still within budget.

A “Notes” column lets you enter important, relevant information about each specific expense on the list.

Knowing how much money your family has spent each month month can encourage the members of the household to be more conscious about spending. Maybe some of the money you save this month can go into the family savings?

12. Zero Based Budget

Thezero based budgeting system encourages you to justify all household expenses every month.

This is different from traditional budgeting, where a company or household simply builds upon a previous budget and deducts from or adds to the amount allocated for each item. Only when new expenses come up do budgeters using the traditional method need to justify them, which can result in unnecessary spending.

This template is designed to work with the zero based budget system. It allows you to plan your household’s spending every month, from the ground up.

13. Household Budget Template

If you’re new to budgeting, you might want a no-frills budget template.

This printable is perfect for this.

There are spaces for writing the following information for your monthly budgeting:

  • Monthly, yearly, and long-term financial goals
  • Bills and expenses, as well as their specifics
  • Amount and date due
  • Column to indicate if the bill/expense has already been paid

This template also features a very apt quote from Albert Einstein:

Learn from yesterday, live for today, hope for tomorrow.

14. Budget Planner With Mini Bills Tracker

This budget tracker has provisions for tracking family expenses, such as:

  • Bills
  • Pets
  • School and work
  • Travel
  • Health
  • Housing
  • Car
  • Food

Once you’ve decided on a budget allocation for every item, you make a commitment to keeping your spending within the allocated amount.

Another advantage of a budget planner is that it helps prevent impulse spending. With a tracker, you are always conscious of where your money goes.

Furthermore, it challenges you to do better by spending less than you did during the previous month.

15. Family Budget Template

If you love the color blue, you might like this blue-themed budget worksheet.

In addition to helping you keep track of your household’s monthly budget, it also features a bar progress chart that depicts the status of a specific financial goal.

This encourages frugal living and exercising mindfulness when it comes to spending, rather than being obsessed with constantly purchasing the latest gadgets, appliance, fashion, etc., like the rest of society.

16. Monthly Budget Tracker

Keep track of your monthly spending and savings with this pink-themed budget template.

This tracker promotes awareness about your household’s spending habits by letting you write a goal amount and compare it with the actual total expenses for the month.

The same goes for savings and debt. There are columns for writing the goal amount and the actual amount spent.

Expenditures are broken down into different categories, such as:

  • Housing
  • Food/alcohol
  • Other
  • Extras

Each category has a list of items with corresponding spaces for writing a goal amount/budget and the actual amount spent for each item.

17. Simple Budget Tracker

This template has a section for listing all the income you expect to receive for the month. The section has columns labeled “Date,” “Description,” and “Amount.” It also has a column labeled “Paid,” which features boxes that you can put a check mark in when you’ve received the expected income.

In addition, this tracker features an expense tracker where you can write down the date of purchase or payment of an item or service, the expense (name of item or service), and the amount paid. Similar to the “Income” section, there are also boxes you can tick for when the purchase or payment has been made.

This template also has a designated column for making a running list of your daily expenditures throughout the month.

Finally, at the bottom of the page is a section for writing down the estimated and actual amounts for your income, expenses, and total amount remaining. This way, you’ll know at a glance if you were able to save some money for the month.

18. Monthly College Budget

Are you a college student who needs a tool to help manage your funds? Here’s a template that can help.

The template’s layout is designed to improve your financial literacy. It has sections dedicated to recording your monthly income and expenses.

There are pre-set categories for organizing the kind of expenses you’ve incurred during the month. There are also columns where you write the estimated amount you plan to spend for a specific category and the actual cost.

This system provides a simple yet effective way of keeping track of where your funds go. In the long term, it teaches you to save money by motivating you to spend below your budget.

19. Monthly Family Budget Worksheet

This worksheet is designed to help keep track of the family budget every month.

It has sections allocated for recording the following items:

  • The family’s overall monthly income
  • Recurring bills (e.g., mortgage, insurance, utilities, car maintenance, etc.)
  • Extra expenditures
  • Savings

The worksheet also has a section for writing the family’s goals for next month in relation to their finances.

20. Budget for the Month at a Glance

Using a budget worksheet gives you an advantage when it comes to taking control of your finances. This template shows you the status of your finances at a glance.

One section features an itemized and pre-set budget for all your monthly expenses. All you need to do is write down the amount for every item.

The template also has a dedicated section for listing down income, as well as a monthly total box to give you an idea of your overall balance for the month.

This process helps determine if your income is enough to cover all your expenses or if you need to make some changes to your spending habits.

21. Budget Worksheet for Beginners

Are you a newbie at budgeting? Here’s a worksheet that can help give you a sense of control over your monthly expenses.

A relatively straightforward budget template, it features sections for the following budgeting elements:

  • Your income
  • Fixed expenses
  • Variable expenses

22. Budgeting Template Pack

This budgeting template helps you do more than track your monthly spending. It has 15 pages featuring:

  • Expense trackers
  • Budgeting templates for four different budgeting methods
  • Tips for better spending habits and saving money
  • Goal-setting worksheets
  • Freedom from debt worksheets

Final Thoughts About Budget Printables

There you have it—22 examples of free budget worksheet printables that you can use to keep track of your household’s expenses.

We hope that you found a favorite design among the ones featured today. We also hope that this article encouraged you to cultivate a better money habit.

Not only will doing so increase your family’s wealth, it will also teach your children how to be responsible and mindful of how they spend any money that comes their way.

If you’re looking for more examples, check out our roundup of other expense trackers.

Finally, you might want to check out the following posts for more resources about developing better money habits:

Finally, if you want to take your goal-setting efforts to the next level, check out this FREE printable worksheet and a step-by-step process that will help you set effective SMART goals.

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