You just had your bank account set up at SunTrust, one of the largest banks on the continent, and it’s perfect for your living in Georgia or any other state of the US. Everything appears to be going smoothly, but what’s a SunTrust Routing number? Do you really need it? Where can you find it? Can you use it to exchange funds from one account to another?
All those questions must be swirling in your head right now. This is why you may have searched on google and stumbled upon this article, hoping to answer and clarify one of your questions. Lo and behold, we actually do.
Introduction to SunTrust Routing Number
First off, SunTrust Bank’s headquarters can be found in Georgia, USA. This is good news for all our folks out there! In fact, there are also 12 states where SunTrust branches are operating all over the country. The bank is well-known for its origins as a hybrid of numerous southern banks in the United States. And until recently, SunTrust Bank joined with BB&T to form what we now know as the Trust Financial Corporation. Before you even read and open this article, you probably think of setting up a bank account.
Now, you might have heard of SunTrust Bank as one of the largest banks in the US. It may be recommended to you by some of your folks as well. Whether it’s this or any other reason, you’re now wondering how SunTrust Bank works. Whether it would be more beneficial to you to open one.
SunTrust’s inspiration came from the idea of how banking can be easier and more accessible to people in the future. Without having to wait for a few days to answer an inquiry or endure the agonizing delay of the money transfers.
This is why the SunTrust Routing number exists: to make sure that banking is as quick and hassle-free as much as it gets. So, stick around and pay attention because we’re giving you some tips and hopefully clear any of your worries.
What is SunTrust Bank Routing Number?
American Bankers Association routing transit number (ABA-RTN), simply called a routing number, is a nine-digit code. It identifies the financial institution you use to do business or even for personal reasons in the United States. Banks use routing numbers to send payments, deposits, or any other type of fund exchange between banks or other financial organizations. SunTrust Bank’s routing number is 061000104.
A brief trivia, but one that you should be aware of, is that each digit in the code represents a specific item. Here is what each number means:
- The first two digits indicate which of the 12 Federal Reserve Bank districts the bank is located in.
- The next two digits are used in identifying the district branch of the Federal Reserve Bank. The one assigned to the bank is the Federal Reserve check-processing center.
- The following four numbers pinpoint the bank’s unique identification number.
- The last ninth digit confirms the routing number’s accuracy.
Each bank has its own routing number, which is frequently dependent on where it is located. Based on the state, the same bank may have multiple routing numbers.
But you don’t need to worry about that! As SunTrust’s routing number is pretty easy to find. Moreover, it’s an all-in-one number you can use wherever you are. We will get into that much later.
What is the SunTrust routing number for Georgia?
Are you situated in Georgia and want to create a SunTrust bank account? Or you already do have one but still can’t find the routing number. Well, that simply won’t do. If you want quick and easy transactions, you must know your own routing number.
Some big banks around the country have adopted routing numbers, which may differ by state. This ensures that they provide you with quick and secure assistance 24/7. However, the variety of numbers might occasionally confuse the customers unintentionally.
On the other hand, SunTrust has only one phone number to remember, even though they operate across all 12 states in the United States. While some major banks use multiple routing numbers. SunTrust, however, is unique in the sense that it only uses one routing number in whichever state it operates.
The SunTrust bank routing number Georgia is still the same 061000104.
How to Get My SunTrust Routing Number?
When you create a SunTrust account, you’ll get a routing number, which you’ll then use to make payments and deposits. But if you can’t find it or don’t remember the code, keep calm and don’t panic. Here are several different ways that you can find your SunTrust routing number. So, rest assured that it’s not rocket science and will not take too long of your time of the day. You can find your SunTrust routing number on the following:
- The upper right corner of your monthly statement.
- The bottom left corner of your cheque and just beside your account number.
- Calling SunTrust’s customer care or visiting their website.
- You may also find your routing number by visiting the Federal Reserve’s official website.
- To verify a check from SUNTRUST / TRUIST call: 800-221-9792.
These are all the options for getting your routing number if you can’t find it. It’s easy and takes less than a minute to do so. We hope the list helped you locate the code, and now you wouldn’t have to be confused ever again.
Wire Routing Number for SunTrust
Wire transfers are a safe and convenient way to send money electronically, even faster than waiting for the funds to arrive at your doorstep. A wire transfer can take from a few days or just a few minutes of your time.
Nowadays, banks use different routing numbers to handle these transactions more quickly and effectively. But clearly, SunTrust doesn’t have a problem managing all the tasks simultaneously, as their routing number remains the same no matter what state you are on.
The SunTrust routing number for wire transfers within the United States is 061000104. The routing number for wire transfers from outside the United States to a US account still uses 061000104.
It might be because of an emergency that you need to send money to a relative abroad. Or you are about to send an online investment. Whatever the reason is, you need to send money outside of the United States pronto. For this, a SWIFT code is a requirement for transfers coming from outside of the United States. Good for you – you can find the code here in this article.
So, grab your pen and paper or simply take a screenshot, as the SunTrust SWIFT code is SNTRUS3A. You may observe that the code used for international transactions somewhat differs slightly too.
SunTrust Routing Number for ACH Transfers
An Automated Clearing House (ACH) Network routing numbers are unique to each bank in the United States. It’s a requirement as banks use it to determine where payments are from and what account can receive them.
To make or receive an ACH payment, you need to know your routing number combined with an account number. ACH routing numbers are requirements to submit an ACH transfer to or from a SunTrust account. You can also use ACH routing numbers for electronic withdrawals and transfers between banking institutions.
What do you think? Super handy, right?
SunTrust routing number 061000104 works and operates in the following states:
- North Carolina
- South Carolina
- District of Columbia
- West Virginia
If you fail to find your state in the list, SunTrust does not operate in that location. But don’t fret. You can always drive to the nearest state where SunTrust branches are stationed or do your banking electronically.
How Many Digits is SunTrust Routing Number?
Typically, SunTrust routing numbers are nine digits. Routing numbers usually differ depending on which bank your account is located. However, you don’t need to worry about that in SunTrust. As their routing number remains the same for every location and still consists of the same 9-digit code. If you are questioning the validity of your routing number. You can also visit their official website to double-check whether your number is correct and legitimate.
To further understand what a routing number is, its uses, and what each number represents, you can check the section above this article.
Is SunTrust Routing Number the Same for Everyone?
SunTrust’s routing number is the same for everyone. Regardless of where you initially created your account, your routing number will most likely remain the same even if you transfer to another state. So, if you started your SunTrust account in Georgia and moved to Florida. You can rest easy as there are no changes that will make you want to set up or renew your account again.
So, if you’re the type to look for the least grueling process possible, getting a SunTrust account is definitely a win.
Do All SunTrust Banks Have the Same Routing Number?
All routing numbers in SunTrust Banks are the same. It’s not like any other bank in the United States where they use multiple and different routing numbers depending on where you opened your account. No, that’s not how it works for SunTrust.
The bank is way better as regardless of where you are, the routing number remains 061000104. So no more of that trouble remembering and forgetting the bank number cycle. At SunTrust, you will never get yourself confused again.
Which Routing Number Do I Use for Tax Return SunTrust?
The routing number you use for Tax returns in SunTrust should be the same routing number for direct deposit or electronic payments. When getting your tax refund, it is advisable to do so via direct deposit rather than receiving a cheque in the mail. It’s because the former is much faster and safer than the latter. For that, you most certainly need to know what your routing number is.
Fortunately, finding your routing number is as easy as it can be. You can simply look for your routing number using the methods stated in the article above.
Visiting your bank’s website or phoning customer service are two additional ways to locate your routing number for your tax return.
SunTrust Bank is a financial institution committed to providing financial services in accordance with their customer’s needs in a friendly yet professional manner. The bank seeks to adhere to the highest standards of honesty and integrity while improving its shareholder value with its longstanding history and its years of service to the country. SunTrust became what we now know as one of the largest banks in the US. On December 6, 2019, the merger between BB&T and SunTrust closed, forming Truist Financial Corporation.
A routing number is a nine-digit code that banks use to set up direct deposits, conduct wire transfers, order fresh and new cheques, or simply send money and funds to someone within or outside the country. For SunTrust, the routing number is 061000104.
This number is unique from all the other banks because it uses the same routing number in all states it operates in. Contrary to other banks that use a variety of routing numbers. It can get confusing and frustrating to some extent. But luckily for you in SunTrust, you won’t have that kind of a problem anymore.
If you have trouble finding your routing number, it can be found in:
- either the upper right corner of your monthly statements, or
- the bottom left of the cheques
If you still can’t find them, try visiting the official SunTrust website and check their routing number for yourself.
In Georgia, the SunTrust routing number is 061000104.
Again, it is the same routing number that the bank uses in all the registered states. Other banks may use different routing numbers, but you don’t need to worry about that in SunTrust as their routing number remains the same in all states that they operate in. Even if you relocate, the number will not change.
Has the article answered all your questions? Do you think using a routing number is worth it? Do you think opening a SunTrust account is good? We’d love to hear your thoughts on this topic.
Please be informed that this article is originally from this Site.